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Furthermore, first option is your basic "own all the stocks in the world" strategy, with some overweighting in the US market. You could do that, or just buy VT and let them worry about rebalancing (although I 'll warn you their of internationals is higher than the 20 you have in your portfolio). This aspect of What To Invest In Roth Ira Rpersonalfinance Reddit plays a vital role in practical applications.
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Moreover, first option is your basic "own all the stocks in the world" strategy, with some overweighting in the US market. You could do that, or just buy VT and let them worry about rebalancing (although I 'll warn you their of internationals is higher than the 20 you have in your portfolio). This aspect of What To Invest In Roth Ira Rpersonalfinance Reddit plays a vital role in practical applications.

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